We sell insurance through our independent brokers or licensed employees.  

We have contracts with our partners and receive commission for our service from them on new and renewal businesses.   

The range of commission is 5% – 20% of overall premium and varies depending on the insurance companies and class of coverage.   

Our commission is a part of your premium and will be notified should we have any changes in schedule.  

We also have a Contingent Profit Commission agreement with some of our partners who recognize our efforts to place the business they desire. Contingent Commission is not guaranteed and payment depends on a combination of growth, profitability(loss ratio), volume, retention and increased services that we provide on behalf of each insurance company.  

As your insurance advisors, we work for you and you are our top priority.  

For more details, visit each insurance company’s website or refer to the Consumer Code of Rights and Responsibilities provided by them.